Chapter 8 - The Hidden Account

The number kept replaying in my head.
Two hundred thousand dollars.
That was how much they were trying to move.
My money.
My house.
My future.
But the part I couldnât understand was Skylarâs name.
Why would they involve her?
I spent the entire morning searching through every document Melissa sent me.
Then I found it.
A trust account.
Created three years earlier.
My daughterâs name was listed.
I froze.
Because I remembered that account.
It was supposed to be for Skylarâs future.
College.
Her first home.
Her dreams.
Brandon knew about it.
Gertrude knew about it.
And now I understood.
They werenât just targeting my property.
They were targeting everything connected to my daughter.
I called Brandon.
He answered immediately.
âCharlotte.â
His voice sounded tired.
âWhat did you do with Skylarâs account?â
Silence.
A long silence.
Then:
âWhat are you talking about?â
I closed my eyes.
âDonât lie to me.â
âCharlotteââ
âI know about the trust.â
Another silence.
And that silence was the answer.
âHow much?â
He didnât respond.
âHow much did you take?â
His voice became defensive.
âI didnât take anything.â
âThen explain why her account was connected to that company.â
âI was going to put it back.â
Those words hit me harder than a confession.
Put it back.
Like it was a borrowed item.
Like it wasnât my daughterâs future.
âYou touched her money?â
âCharlotte, listenââ
âNo.â
My voice shook.
âYou touched my daughterâs money.â
âI was trying to help the family.â
I laughed.
A painful laugh.
âThe family?â
I looked around the hotel room.
âThe family that made her eat instant soup while they ate seafood?â
He said nothing.
Because there was nothing he could say.
That afternoon, I met Melissa again.
She had more documents.
âThis is worse than we thought.â
I looked at her.
âHow?â
âBrandon wasnât acting alone.â
I already knew the answer.
âGertrude?â
She nodded.
âThey created a plan months ago.â
She pushed a folder toward me.
Inside were emails.
Messages.
Financial plans.
I read through them.
And then I saw something that made my hands shake.
A message from Gertrude.
âOnce Charlotte signs the final paperwork, we can control everything.â
I looked at Melissa.
âWhat final paperwork?â
She pointed to another page.
âA life insurance agreement.â
My face went pale.
âLife insurance?â
âYes.â
I stared at the document.
My name.
My signature.
A policy I never approved.
Then I saw the beneficiary.
Brandon.
I couldnât speak.
Melissa quietly said:
âCharlotte, this is no longer just financial fraud.â
The room felt smaller.
âWhat are you saying?â
âIâm saying they were planning for a future where you werenât in control anymore.â
That night, I returned to the house.
Not to stay.
To collect things.
The place felt different.
Every room held memories.
The kitchen where I cooked family dinners.
The hallway where Skylar took her first steps.
The living room where Brandon proposed.
Now everything felt like a stage.
A performance.
I walked into my office.
And something caught my eye.
A small crack behind the bookshelf.
I moved it.
Behind it was a hidden compartment.
My heart raced.
Inside was a small box.
I opened it.
And found a notebook.
Not mine.
Gertrudeâs.
I flipped through the pages.
Dates.
Names.
Money amounts.
Plans.
Then I reached the final page.
And my blood froze.
Because the last sentence was written in bold.
âIf Charlotte refuses to cooperate, use Skylar.â
I dropped the notebook.
My hands trembled.
They werenât just planning against me.
They were planning against my daughter.
And suddenlyâŠ
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I knew exactly what I had to do.
TO BE CONTINUEDâŠ