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SHE SPRAYED THE WRONG WOMAN / Chapter 13 / 15

Chapter 13 - THE BANK

Ethan’s bank agreed to review its records before making any decision. The false letters had reached a loan officer, but Ethan and his business attorney sent the correct financial statements the same day.

For two days, he barely slept.

“I have forty-three employees,” he said over breakfast at my kitchen table. “They’re going to hear something’s wrong.”

“Tell them the part they need to know,” I said. “You’re dealing with a financing dispute, and payroll is covered. Don’t leave them to fill the silence with rumors.”

He did. It was an uncomfortable meeting, but afterward his operations manager called to say the staff appreciated hearing from him directly.

Meanwhile, Daniel finished tracing Patricia’s company. George owed money on two failed ventures. Patricia’s company had borrowed against a projected profit from the land deal. If the transfer failed, her lender could demand repayment.

“She had her own reason to push this through,” Nora said.

“And to blame George when it went wrong,” I replied.

We took the evidence to the detective: the original draft from Marsha, the title logs, the seating chart, the home entry records, and the bank letters. The detective listened and asked careful questions. He made no promise about what charges, if any, would follow.

Vanessa also gave a statement through her attorney. She admitted hiding the ring and described the draft documents she had seen. She told the detective Patricia had asked her twice whether Ethan kept my driver’s license in his office.

Afterward, Vanessa asked to speak to me. We met in Nora’s conference room.

“I apologized to Ethan,” she said. “I want to apologize to you without asking you to forgive me.”

I waited.

“I knew you were cold and wet. I saw you on the ground. I cared more about what everyone would think of me.” She swallowed. “I treated Luis the same way because I knew he needed his job.”

“Yes,” I said.

“I’ve spoken to the catering company. I gave them a written statement clearing him. I’m paying for the shifts he lost.”

“Did Luis agree to that?”

“He said he’d decide after he read it.”

“Good. Let him decide.”

Vanessa nodded. She looked toward the door, then back at me.

“I heard my mother on the phone after the party,” she said. “She told someone, ‘If Helen won’t sell, make the bank force Ethan’s hand.’ I didn’t understand then.”

Nora wrote down the words and asked when the call had occurred.

As Vanessa answered, Ethan walked in. He had come for a scheduled meeting with Nora and hadn’t known she was there.

They looked at each other for a long moment.

“I’m sorry,” Vanessa said.

“I heard you,” he replied. “I just need to hear it from a distance right now.”

She stepped aside to let him pass.

An hour later, the bank called Ethan. It had finished its first review. It found no hidden company debt. But Patricia’s lender had sent a notice asserting a claim against the Belle Meade house under the option agreement.

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The forged land transfer had failed.

Patricia had found another way to start a fight over the property.

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